Smart Lending Solutions Built Around Your Goals

Team Gjerulff, led by Adam Gjerulff at GoRascal, we deliver flexible, results-driven mortgage solutions designed to meet the needs of today’s buyers, homeowners, and real estate investors.

Lending Expertise That Moves You Forward

Investor-Focused & Strategic Financing Options

Team Gjerulff, led by Adam Gjerulff at GoRascal, helps borrowers with a wide range of financial backgrounds and real estate goals. Adam has been a loan officer since 2006, bringing nearly two decades of experience to every transaction. Whether you’re buying a home, refinancing, tapping into equity, or financing an investment property, we create lending solutions tailored to your needs—never one-size-fits-all.
 

As a mortgage broker, Adam isn’t limited to a single bank’s products or guidelines. Instead, he works across multiple lenders to find the best structure, pricing, and terms for each client. This flexibility—combined with deep experience in both traditional and alternative lending—allows Adam to solve financing challenges many lenders cannot. We focus on education, transparency, and proactive communication, helping clients move faster, compete stronger, and make confident, informed decisions in competitive markets.

A Trusted Mortgage Partner You Can Rely On

With offices at 812 Moorefield Park Dr, Suite 121, Richmond, VA 23236, and corporate headquarters at 185 Wythe Ave, Suite A2, Brooklyn, NY 11249 (Corporate NMLS #2072896), Adam Gjerulff at GoRascal operates with the professionalism, compliance, and integrity today’s borrowers expect. Our systems, partnerships, and lender network are designed to support both straightforward and complex loan scenarios.

Clients choose Adam Gjerulff at GoRascal for our responsiveness, product depth, and commitment to long-term relationships. We are not just focused on closing loans—we are focused on building financial pathways that support growth, stability, and opportunity at every stage of homeownership and investment.

Comprehensive Mortgage Solutions Designed for Every Borrower

At Adam Gjerulff with GoRascal, we provide a full spectrum of residential, specialty, and investment loan programs to serve buyers, homeowners, and real estate investors across Virginia, Maryland, and Florida. Our lending approach is centered on flexibility, strategic structuring, and long-term value, ensuring each client receives financing aligned with both immediate needs and future goals.

Home Purchase & Refinance Solutions

We offer a wide range of purchase and refinance options designed to support primary residences, second homes, and luxury properties. From Conventional and Jumbo loans to FHA and VA programs, our solutions are structured to maximize affordability while maintaining long-term financial stability.

Investor & Business-Purpose Lending

GoRascal specializes in investor-focused financing solutions that prioritize cash flow, scalability, and speed. Our DSCR loans, Fix & Flip financing, Bridge Loans, and Investment Property Loans are designed to support short-term and long-term real estate investment strategies.

Equity, Specialty & Strategic Programs

For borrowers seeking advanced financing options, we provide HELOCs, Non-QM loans, Buy Before You Sell Programs, Construction Loans, and Reverse Mortgages. These solutions are ideal for self-employed borrowers, homeowners leveraging equity, or clients navigating transitional financial situations.

Testimonial

Your Trusted Partner From Application to Closing

 At Adam Gjerulff with GoRascal, we believe the mortgage process should feel clear, responsive, and fully aligned with your financial goals. Led by Adam Gjerulff, our team works closely with each client to provide personalized guidance, timely communication, and well-structured loan solutions that support confident decision-making. From initial consultation through closing, we focus on minimizing stress while maximizing value.